BRONZE

Cover & Benefits
If you die during the period of cover, the policy will pay the outstanding balance of the loan excluding arrears, up to a maximum of £50,000 per claim, so your dependants do not have to worry about your financial commitments.

Who is likely to be at risk
Anyone with a finance agreement on a vehicle who does not wish to burden their family or next of kin with clearing the outstanding balance in the unfortunate event of their death.

Eligibility
To be eligible for the cover you must meet the following conditions at the policy commencement date;
• Aged between 18 and 65 years of age, cover ends at 65
• Be a UK citizen
• Must be in permanent employment
• Must pay the policy premiums

Exclusions
No benefit will be paid if the death is as a consequence of the following;
• Death as a result of a pre-existing condition for which advice, treatment or counselling has been sought from any doctor during the 12 months immediately before the commencement date
• Death as a result of war, terrorism or radiation risk
• Suicide, alcohol or drug use

For full terms and conditions please see the Policy Summary and Policy Document. Copies available on request.

Life Insurance is underwritten by Sterling Life Ltd. Accident, sickness and involuntary unemployment is underwritten by Hitachi Capital Insurance Europe Limited. This policy may be cancelled within 30 days of receiving your certificate of Insurance.

All information correct at time of publication November 2008.