BRONZE
Cover & Benefits
If you die during the period of cover, the policy
will pay the outstanding balance of the loan excluding
arrears, up to a maximum of £50,000 per claim,
so your dependants do not have to worry about your
financial commitments.
Who
is likely to be at risk
Anyone with a finance agreement on a vehicle who
does not wish to burden their family or next of
kin with clearing the outstanding balance in the
unfortunate event of their death.
Eligibility
To be eligible for the cover you must meet the following
conditions at the policy commencement date;
• Aged between 18 and 65 years of age, cover
ends at 65
• Be a UK citizen
• Must be in permanent employment
• Must pay the policy premiums
Exclusions
No benefit will be paid if the death is as a consequence
of the following;
• Death as a result of a pre-existing condition
for which advice, treatment or counselling has been
sought from any doctor during the 12 months immediately
before the commencement date
• Death as a result of war, terrorism or radiation
risk
• Suicide, alcohol or drug use
For full terms
and conditions please see the Policy Summary and
Policy Document. Copies available on request.
Life Insurance
is underwritten by Sterling Life Ltd. Accident,
sickness and involuntary unemployment is underwritten
by Hitachi Capital Insurance Europe Limited. This
policy may be cancelled within 30 days of receiving
your certificate of Insurance.
All information
correct at time of publication November 2008.
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