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FINANCE  

Past Credit

Are you looking to buy a car but can't afford the one you'd like due to previous credit applications being unsuccessful? If so, Platinum Renault can help!

We can promptly arrange finance to buy New, Ex-Demonstration and Franchised Approved Used Cars from our group of eleven dealerships. With 100's of cars in stock and 1000's more available through a network of national databases Platinum Renault offers you the most tempting of options. In short - getting you behind the wheel of the car of your choice and not the choice of someone else

Did you know?

Around a third of the UK population are refused finance due to unfortunate incidence from their past.

How do I apply?

The minimum requirements to apply are...

- You must be 23 years of age or over
- Be in full time employment (at least 3 years if self employed)
- Hold a full UK driving licence
- Have a current account at a bank or building society
- Have a home telephone (mobiles excluded)

If you can answer yes to all of the above, Platinum Renault can help. Simply talk to one of our Sales Teams. (click Contact button on left of screen) On receipt of a full application, our experienced team will arrange credit on your behalf. Once successful, you will be able to select the car of your choice from Platinum Renault.

It is our aim to help you improve your credit rating for future requirements. Once finance has been agreed and a track record established, you will then be able to obtain normal lines of credit for most applications.

(Written quotations available on request. All credit subject to status. credit available only on cars supplied by us.)

Unique Benefits:

  • New cars available from thirteen franchised dealerships
  • Group stock of over 500 franchise approved quality used cars (up to 6 years of age)
  • Group stock of over 100 company managed demonstrators
  • Access to thousands of cars through a network of national databases
  • Finance packages tailored to individual requirements & budgets

All used cars benefit from:

  • Mileage check
  • 12 months road assistance cover
  • Minimum 12 months warranty
  • Full service prior to delivery
  • 12 months MOT (where applicable)
  • HPI check

Questions with Answers

Q - Why Platinum Renault?
A - We have over 30 years experience in the motor industry with an extensive range of quality new and used cars to choose from. All our vehicles are fully serviced with 12 months MOT, warranty and roadside assistance.

Q - How much can I borrow?
A - With a 10% deposit, you could borrow up to 6 times your net monthly income. If married or co-habiting, combined incomes used.

Q - Do I need to give additional securities?
A - No. Your home is not at risk, the loan is secured only on the vehicle.

Q - Can I protect myself against redundancy?
A - Yes. In fact, for a small additional payment, you can protect your repayments against death, illness, accident and redundancy affording you total peace of mind.

Q - What happens if my car is written off and I still have outstanding finance?
A - We are able to provide you with GAP cover which safeguards the shortfall between your insurance pay-out and any outstanding finance.