PERSONAL CONTRACT PLANS - YOUR FREEDOM TO CHOOSE...

Personal Contract Plans [PCP’s] allow you the freedom to achieve this, whilst taking
advantage of monthly payments which are lower than some traditional finance schemes.

An Optional Final Payment is calculated based upon your driving requirements, and
offset to the end of your agreement.

Interest is calculated at the beginning and it is therefore fixed for the length of your agreement. This means that the amount you pay is unaffected by any future changes in

interest rates, allowing you to plan your monthly budget with confidence.

Your repayments are based upon the price of your new car less any deposit and the Optional Final Payment ,plus any interest and fees. Lower fixed monthly payments will help you manage your budget more effectively or could mean that you are able to upgrade your car to a higher specification model.

PERSONAL CONTRACT PLANS HOW DOES IT WORK?

PERSONAL CONTRACT PLANS - WHAT HAPPENS AT THE END?

Company car drivers...

In today’s environment, with company car benefits linked to C02 emissions, you might be finding your company car is more of a hassle than a perk. If you have decided to opt out of your company car scheme, choosing a PCP may be the ideal way to get the most from your company car allowance. For more information please refer to Platinum’s Concise Guide to Cash for Cars Schemes.