SILVER

Cover & Benefits
Thousands of people in the UK lose their jobs every week. If you are out of work for more than 30 days, Silver cover will pay up to £1,500 per month if you become involuntarily unemployed, having been in work for a minimum of 6 months. Further payments are made at 1/30th of the monthly payment for each day you remain unemployed until you return to work, or to a maximum of 24 monthly benefits in total.

Additional claims can be made providing they are preceded by 6 months of continuous employment during the term of insurance. If you are self employed, you are also protected if you cease trading due to insolvency and are formally confirmed to HM Revenue & Customs.

Who is likely to be at risk
• Anyone reliant on the use of their vehicle
• Anyone who would require a car to seek further employment
• Higher wage earners in a family
• People with volatile professions

Exclusions
• Any claims where unemployment was known to be impending at inception
• Any claims for unemployment arising or becoming known about in the first 90 days
• Seasonal, casual, fixed term contracts
• Resignation or acceptance of voluntary unemployment

For full terms and conditions please see the Policy Summary and Policy Document. Copies available on request.

Life Insurance is underwritten by Sterling Life Ltd. Accident, sickness and involuntary unemployment is underwritten by Hitachi Capital Insurance Europe Limited. This policy may be cancelled within 30 days of receiving your certificate of Insurance.

All information correct at time of publication November 2008.